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Mobile e-banking app Revolut, which has increasingly than 10 parodist exchange in Europe, is launching today in the US, the visitor announced.

Like Monzo, a UK-based e-banking app that made the jump to the US meanest June, Revolut is entirely app-based as well as doesn't scandalize any brick-and-mortar locations. That agency you can sign up for an honors as well as a debit menu (which will be a Mastercard for US users) in just a few momentousness seasonable from aural the app. That honors is insured for up to $250,000 by the FDIC.

Mobile-only banks like Monzo as well as Starling predestine been hugely successful in the UK, as has Revolut exceeding Europe. Monzo has taken a slow concourse to its US launch, rolling out gradually exceeding the US, nearabout Revolut is misogamist for everyone in the US starting today.

Revolut itself is not a lakeshore in the US, though -- like Monzo, Revolut offers technology that interfaces with another bank's services. Revolut's accomplice is New York-based Municipality Commissary Lakeshore (MCB).

The Revolut app is well-designed, with visionary tabs that track your accounts, spending, payments, as well as cards. The app has some neat features, like the expertness to slide as well as appeal money from your hobnob seasonable through the app, agnate to PayPal-owned Venmo, as well as it sends you notifications whenever you make a purchase. You can likewise exchange nonnative proboscis seasonable in the app, as well as Revolut won't booty any actress fees when you do so.

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If you predestine to withdraw money from your Revolut account, you can pull it from one of the from increasingly than 55,000 ATMs in the Allpoint ATM network. However, you can only withdraw a maximum of $300 per ages at a time without incurring a 2 percent fee -- though you can withdraw increasingly if you sign up for one of Revolut's premium subscriptions.

The $9.99 per ages premium subscription gives you the expertness to withdraw up to $600 per ages from an ATM without fees, as well as a expendable virtual card, all-around travel insurance, concourse to airport lounges via a LoungeKey Pass, among other benefits. As well as a $14.99 per ages "Metal" subscription that's "coming soon" will let you withdraw up to $900 per ages without fees as well as gives you 1 percent cashback on all purchases made on your Revolut card. (You'll likewise get a debit menu that's categorically made of metal.)

Revolut's app has been in beta in the US since June 2019, as well as Revolut tells The Verge it had 60,000 beta testers.

Update, March 24th, 11:56AM ET: Boosted that Revolut debit cards issued in the US will be Mastercards.